Is Taking The Accelerated Death Benefit Worth It?
Posted: August 7, 2020
Is Taking The Accelerated Death Benefit Worth It?Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill in some cases. For policyholders with severe health conditions, it may be worth it to take advantage of this option. How Do Accelerated Death Benefits Work? When you take accelerated death benefits, you get a portion of the benefits from... Read Article
Common Benefits Of Commercial Property Insurance
Posted: August 4, 2020
Common Benefits Of Commercial Property InsuranceOwning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,... Read Article
How To Handle A Hit-And-Run Accident
Posted: July 30, 2020
How To Handle A Hit-And-Run AccidentGetting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an... Read Article
Does Auto Insurance Cover Stolen Cars?
Posted: July 28, 2020
Does Auto Insurance Cover Stolen Cars?Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen car raises more questions than answers. How do I file... Read Article
What If My Beneficiary Can’t Claim My Life Insurance Money?
Posted: July 22, 2020
What If My Beneficiary Can’t Claim My Life Insurance Money?Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your... Read Article